Monday, June 1, 2009

It's Official: Using the $8,000 Tax Credit Toward Closing Costs

Via email from the Raleigh Regional Association of Realtors:Friday - May 29th, 2009

It's official!
Tax Credit Can Be Used on Downpayment/Closing Costs

FHA-approved lenders received the go-ahead to develop bridge-loan products that enable first-time buyers to use the benefits of the federal tax credit upfront, according to eagerly awaited guidance from the U.S. Department of Housing and Urban Development on so-called home buyer tax credit loans that was released today.

Read up on more information online from Realtor(R) magazine and let us know if you have any questions!

*FHA is still requiring a 3.5% down payment, but the $8,000 benefit can be applied toward closing costs. (Source: NC Association of Realtors blog.)

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